Aggregated · Non-custodial swaps

The best rate isn't on one exchange. It's across all of them.

So 234 searches every one. We compare 30+ exchanges in real time, execute swaps without ever holding your funds, and settle Naira cash-outs to your bank in minutes.

30+exchanges compared

3,000+assets swappable

0%custody risk on swaps

You send

₿ BTCBitcoin ▾

You get

—

Ξ ETHEthereum ▾

Locks your payout now. Protected if the market moves.

✦ Best rate via ChangeNOW

≈ 7.812 ETH

1 BTC = 15.624 ETH · fee included

Rate locks in 15:00

234 Naira settlement · straight to your bank account

Non-custodial. Funds go straight from your wallet to the provider, and back to yours. Rate is locked at quote.

◆Non-custodial swapsOn a swap, funds never touch 234 — wallet to wallet, start to finish.

◆Best rate, found30+ exchanges compared on every quote, winner routed automatically.

◆Naira, straight to bankCash out BTC or USDT to Naira on 234's own settlement rails.

◆99.9% uptimeAutomatic failover across providers when one goes down.

Why 234

Most exchanges show you their rate.
We show you the best one.

Found, not guessed

Every quote runs a live comparison across 30+ exchanges and routes to the winner. The runner-up routes stay one tap away — nothing hidden.

Your keys, on swaps

On a swap, 234 never holds your crypto — you deposit straight to the provider and receive straight to your wallet. Cashing out to Naira is custodial by design: 234 receives your crypto to settle it (see below).

Naira to your bank

Cashing out? 234's own settlement rails move BTC and USDT to Naira, straight to your bank account, in minutes.

Swap & cash out

For individuals

Move between 3,000+ assets at the best available rate, or cash out to Naira in minutes. No account needed to get a quote.

Start a swap →

Desks & business

Bulk USDT

For businesses buying at scale

Source USDT in volume for Nigerian businesses, with dedicated pricing and settlement support for treasury and payment desks.