Sell USDT for Naira — Instantly, Any Network
Live rates. TRC20, ERC20, and BEP20 supported. See exactly what lands in your bank account before you send anything.
Start Selling USDT →How it works
Choose your network (TRC20, ERC20, or BEP20) and we generate a unique USDT address for that chain.
From any wallet — Binance, Trust Wallet, MetaMask, or your own. Double-check the network matches what you selected.
Your deposit is checked before it settles — this protects you and keeps the platform safe for everyone.
Once confirmed, your payout is sent straight to your Nigerian bank account — the name on the account is verified with the bank first.
TRC20 vs ERC20 vs BEP20 — Which USDT Network to Use in Nigeria
| Network | Typical fee | Speed | Best for |
|---|---|---|---|
| BEP20 (BNB Chain) | Lowest (~$0.50–$1) | Fast | The cheapest standard option for most transfers |
| TRC20 (Tron) | ~$1.5 with 234's gasless flow*, $2–$4 otherwise | Fastest confirmation (~3 sec) | Widest wallet support and liquidity; cheap when sent through us |
| ERC20 (Ethereum) | Highest, variable ($5–$20+) | Slower during network congestion | If that's where your USDT already sits and you're moving a larger amount |
*Why our TRC20 number differs from what you may have read elsewhere: Tron charges USDT senders in "Energy," which costs real TRX unless the sender has staked TRX or rents energy — most wallets haven't, so a typical direct TRC20 transfer runs $2–$4 today, not the "under $1" figure often quoted (that was true a couple of years ago, before Tron's energy costs rose). Through 234's gasless flow, your effective TRC20 cost is closer to $1.5. BEP20 is the lowest-fee network overall right now — worth choosing if your wallet supports it and low fees matter most to you. Fee figures current as of July 2026 — network costs shift; we update this page as they do.
Why sell USDT with 234
Not bolted on. TRC20, ERC20, and BEP20 all work the same, reliable way — each with its own dedicated deposit infrastructure.
Every transaction is checked; we hold and review anything unusual rather than rushing it through.
The number you see is the number you get — your exact Naira payout is shown before you send anything.
Reach a person at support@234exchange.com — and track every order live with your reference.
Frequently asked questions
How long does it take to sell USDT for Naira?
Once your USDT deposit is confirmed on-chain, screening and payout typically complete within minutes. Confirmation time varies slightly by network — TRC20 is usually fastest.
Is it safe to sell USDT on 234?
Every deposit is screened before your order settles. We never guess — if something can't be verified, we hold it for review rather than risk it. Your bank account name is also verified with the bank before any payout is sent.
What's the minimum amount I can sell?
There's no fixed minimum. Very small amounts may not be economical once you account for your wallet's network fee — TRC20 keeps that cost lowest. Orders above $20,000 are handled personally by our desk.
Which USDT network has the lowest fees?
BEP20 (BNB Chain) typically has the lowest standard network fee, usually under $1. TRC20 (Tron) is close behind — especially through 234's gasless flow — and offers the fastest confirmation and widest wallet support. See the network comparison above for current figures.
What happens if I send the wrong network?
Sending USDT on a network that doesn't match your deposit address can result in permanent loss of funds. Always confirm the network before sending — we display it clearly on your deposit screen.