Swap Crypto — Then Cash Out, in One Flow

Compare live rates across routes, swap, and land straight in your Nigerian bank account. No second platform, no second withdrawal.

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Live rate — real route, named

ETH
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📊 Live rates you can verify in real time
🔁 Swap and cash out — one flow, not two platforms
🏦 Naira lands straight in your Nigerian bank
🔒 Every transaction screened before it settles

The rate you see is real — verify it yourself

We don't ask you to take our word for it. The rate shown updates live, pulled from real market routes — and we name the route it came from. Open it side by side with anywhere else you're comparing and see for yourself. No stale quotes, no bait-and-switch between the number you're shown and the number you get.

Swap and Cash Out — Without Switching Platforms

Most swap tools stop at swapping — you still need to find somewhere to convert the result into cash, then wait on a second platform, a second withdrawal, a second wait. On 234, the swap is the first half of one flow:
1Swap

Your crypto into USDT (or your target asset) via the best available route.

2Cash out

Straight to your Nigerian bank — no second sign-up, no moving funds again.

That's the actual advantage worth stating plainly: it's not that our rate beats any one competitor on any given day — rates move constantly, on our side and everyone else's. It's that you finish in your bank account, not holding a different crypto on a different platform wondering what's next. Non-custodial swap-only tools are a genuinely different product; they can't complete this flow at all, by design.

How it works

Choose your pair.

Pick what you're swapping and what you want back — live rates across available routes show instantly.

Send your crypto.

We route it through the best available path, and funds move directly — 234 never holds your swap.

It converts and settles.

Screened before your order completes, same as every transaction on the platform.

Naira lands in your bank.

Cash out the result on the same platform. One flow, done.

Frequently asked questions

Are 234's swap rates the best available?

Rates move constantly across every provider, ours included — nobody can honestly claim to always be the cheapest at every moment. What we do guarantee is that the rate you're shown is the live, real rate — check it against anywhere else you're comparing, and you'll see it for yourself before you commit.

What's the difference between swapping on 234 and a swap-only tool?

Swap-only tools hand you a different crypto asset at the end — you still need somewhere to turn that into cash. On 234, swapping is the first step of a flow that ends with Naira in your Nigerian bank account, in one pass.

Which cryptocurrencies can I swap?

Over 1,500 assets are available across 30+ exchange routes — BTC, ETH, SOL, BNB, XMR, LTC, USDT and far beyond. The full, live list is in the swap selector on the homepage; if it's listed there, it's swappable right now.

Is my swap screened for safety?

Yes — every transaction is checked before it settles, the same standard applied across the platform.